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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,636 | $109,359-75.6% | $162,171-83.6% | $72,983-63.5% |
| Participation rate | 74.5% | 84.3%-9.7pp | 87.6%-13.0pp | 69.5%+5.0pp |
| Annual return | 42.80% | 25.46%+17.3pp | 115.60%-72.8pp | 81.01%-38.2pp |
| Employer contribution / active EE | $0 | $3,907-100.0% | $5,613-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $9,264 | $5,481+69.0% | $7,297+27.0% | $3,608+156.8% |
| Admin fee / account holder | $1,158 | $7,972-85.5% | $10,843-89.3% | $5,124-77.4% |