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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,344 | $115,911+68.5% | $100,530+94.3% | $158,950+22.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 22.04% | 34.80%-12.8pp | 30.89%-8.9pp | 302.91%-280.9pp |
| Employer contribution / active EE | $19,775 | $4,104+381.8% | $3,418+478.5% | $4,762+315.3% |
| Participant deferral / active EE | $21,000 | $6,676+214.6% | $6,271+234.9% | $5,983+251.0% |
| Admin fee / account holder | $2,141 | $10,999-80.5% | $8,083-73.5% | $11,248-81.0% |