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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,411 | $92,219-65.9% | $76,766-59.1% | $135,382-76.8% |
| Participation rate | 95.8% | 79.8%+16.1pp | 77.0%+18.9pp | 82.6%+13.2pp |
| Annual return | -9.52% | 5.46%-15.0pp | 2.43%-12.0pp | 519.77%-529.3pp |
| Employer contribution / active EE | $1,663 | $3,216-48.3% | $2,485-33.1% | $4,779-65.2% |
| Participant deferral / active EE | $5,300 | $4,508+17.5% | $3,851+37.6% | $5,609-5.5% |
| Admin fee / account holder | $1,860 | $10,749-82.7% | $6,675-72.1% | $10,829-82.8% |