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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,348 | $165,361-39.3% | $149,715-33.0% | $158,950-36.9% |
| Participation rate | 58.8% | 84.6%-25.7pp | 82.5%-23.7pp | 82.0%-23.1pp |
| Annual return | 20.85% | 348.24%-327.4pp | 276.66%-255.8pp | 302.91%-282.1pp |
| Employer contribution / active EE | $2,692 | $5,103-47.2% | $4,645-42.0% | $4,762-43.5% |
| Participant deferral / active EE | $5,988 | $7,182-16.6% | $6,842-12.5% | $5,983+0.1% |
| Admin fee / account holder | $208 | $10,808-98.1% | $9,310-97.8% | $11,248-98.2% |