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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,892 | $98,766-65.7% | $149,730-77.4% | $79,852-57.6% |
| Participation rate | 57.1% | 75.8%-18.6pp | 82.5%-25.3pp | 69.6%-12.5pp |
| Annual return | 31.75% | 27.43%+4.3pp | 276.70%-245.0pp | 31.72%0pp |
| Employer contribution / active EE | $2,290 | $3,217-28.8% | $4,645-50.7% | $2,471-7.3% |
| Participant deferral / active EE | $4,621 | $5,681-18.7% | $6,843-32.5% | $3,740+23.6% |
| Admin fee / account holder | $3,836 | $6,052-36.6% | $9,310-58.8% | $5,306-27.7% |