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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,578 | $138,078-85.8% | $125,363-84.4% | $134,509-85.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -45.60% | 750.49%-796.1pp | 572.15%-617.7pp | 418.13%-463.7pp |
| Employer contribution / active EE | $11,400 | $5,245+117.4% | $4,815+136.8% | $4,741+140.5% |
| Participant deferral / active EE | $2,400 | $7,800-69.2% | $7,447-67.8% | $6,400-62.5% |
| Admin fee / account holder | $350 | $11,566-97.0% | $10,005-96.5% | $11,427-96.9% |