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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,271 | $217,427-96.2% | $185,837-95.5% | $167,518-95.1% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.01% | 148.39%-127.4pp | 122.08%-101.1pp | 478.71%-457.7pp |
| Employer contribution / active EE | $3,241 | $5,874-44.8% | $5,168-37.3% | $4,838-33.0% |
| Participant deferral / active EE | $2,435 | $6,357-61.7% | $5,568-56.3% | $6,342-61.6% |
| Admin fee / account holder | $685 | $19,816-96.5% | $16,241-95.8% | $12,312-94.4% |