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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,632 | $165,361-51.2% | $149,715-46.1% | $158,950-49.3% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 19.87% | 348.24%-328.4pp | 276.66%-256.8pp | 302.91%-283.0pp |
| Employer contribution / active EE | $3,270 | $5,103-35.9% | $4,645-29.6% | $4,762-31.3% |
| Participant deferral / active EE | $9,930 | $7,182+38.3% | $6,842+45.1% | $5,983+66.0% |
| Admin fee / account holder | $322 | $10,808-97.0% | $9,310-96.5% | $11,248-97.1% |