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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,280 | $96,338-80.0% | $80,589-76.1% | $139,427-86.2% |
| Participation rate | 57.1% | 73.6%-16.5pp | 67.0%-9.9pp | 80.3%-23.2pp |
| Annual return | 31.66% | 1350.43%-1318.8pp | 935.83%-904.2pp | 373.27%-341.6pp |
| Employer contribution / active EE | $599 | $3,263-81.6% | $2,724-78.0% | $4,752-87.4% |
| Participant deferral / active EE | $9,969 | $5,234+90.5% | $4,449+124.1% | $6,711+48.6% |
| Admin fee / account holder | $5,238 | $6,600-20.6% | $5,379-2.6% | $11,404-54.1% |