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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,280 | $96,419-80.0% | $80,648-76.1% | $139,487-86.2% |
| Participation rate | 57.1% | 73.6%-16.5pp | 67.0%-9.9pp | 80.3%-23.2pp |
| Annual return | 31.66% | 1352.86%-1321.2pp | 937.21%-905.6pp | 373.84%-342.2pp |
| Employer contribution / active EE | $599 | $3,261-81.6% | $2,724-78.0% | $4,755-87.4% |
| Participant deferral / active EE | $9,969 | $5,225+90.8% | $4,443+124.4% | $6,713+48.5% |
| Admin fee / account holder | $5,238 | $6,605-20.7% | $5,382-2.7% | $11,407-54.1% |