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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,754 | $115,796-85.5% | $101,264-83.5% | $158,950-89.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.30% | 56.15%-36.9pp | 46.48%-27.2pp | 302.91%-283.6pp |
| Employer contribution / active EE | $2,432 | $4,175-41.7% | $3,660-33.5% | $4,762-48.9% |
| Participant deferral / active EE | $6,693 | $4,958+35.0% | $4,370+53.1% | $5,983+11.9% |
| Admin fee / account holder | $708 | $7,247-90.2% | $5,947-88.1% | $11,248-93.7% |