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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,031 | $99,032+27.3% | $80,022+57.5% | $135,382-6.9% |
| Participation rate | 36.4% | 78.4%-42.0pp | 75.8%-39.5pp | 82.6%-46.3pp |
| Annual return | -6.75% | 15.39%-22.1pp | 11.22%-18.0pp | 519.77%-526.5pp |
| Employer contribution / active EE | $674 | $3,043-77.8% | $2,468-72.7% | $4,779-85.9% |
| Participant deferral / active EE | $4,568 | $4,282+6.7% | $3,686+23.9% | $5,609-18.6% |
| Admin fee / account holder | $10,353 | $10,436-0.8% | $6,521+58.8% | $10,829-4.4% |