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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,893 | $88,754-97.9% | $81,820-97.7% | $145,877-98.7% |
| Participation rate | 93.8% | 75.1%+18.7pp | 72.4%+21.4pp | 80.3%+13.4pp |
| Annual return | 13.85% | 1031.77%-1017.9pp | 777.93%-764.1pp | 551.28%-537.4pp |
| Employer contribution / active EE | $420 | $3,085-86.4% | $2,915-85.6% | $4,663-91.0% |
| Participant deferral / active EE | $722 | $4,648-84.5% | $4,323-83.3% | $6,691-89.2% |
| Admin fee / account holder | $384 | $8,424-95.4% | $7,391-94.8% | $13,402-97.1% |