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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,893 | $88,702-97.9% | $81,780-97.7% | $145,978-98.7% |
| Participation rate | 93.8% | 75.0%+18.7pp | 72.4%+21.4pp | 80.3%+13.5pp |
| Annual return | 13.85% | 1029.12%-1015.3pp | 776.27%-762.4pp | 550.52%-536.7pp |
| Employer contribution / active EE | $420 | $3,084-86.4% | $2,914-85.6% | $4,662-91.0% |
| Participant deferral / active EE | $722 | $4,645-84.5% | $4,321-83.3% | $6,690-89.2% |
| Admin fee / account holder | $384 | $8,414-95.4% | $7,384-94.8% | $13,400-97.1% |