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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,171 | $69,118-53.5% | $53,647-40.0% | $138,895-76.8% |
| Participation rate | 57.1% | 64.0%-6.8pp | 56.3%+0.9pp | 79.9%-22.8pp |
| Annual return | 15.97% | 248.26%-232.3pp | 358.33%-342.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $1,971 | $1,189+65.7% | $962+104.9% | $4,194-53.0% |
| Participant deferral / active EE | $3,527 | $2,274+55.1% | $1,813+94.5% | $6,396-44.9% |
| Admin fee / account holder | $33,250 | $2,724+1120.7% | $2,460+1251.7% | $12,562+164.7% |