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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,534 | $138,078-78.6% | $125,363-76.4% | $134,509-78.0% |
| Participation rate | 52.4% | 84.5%-32.1pp | 82.4%-30.0pp | 81.2%-28.8pp |
| Annual return | -20.10% | 750.49%-770.6pp | 572.15%-592.2pp | 418.13%-438.2pp |
| Employer contribution / active EE | $3,006 | $5,245-42.7% | $4,815-37.6% | $4,741-36.6% |
| Participant deferral / active EE | $6,344 | $7,800-18.7% | $7,447-14.8% | $6,400-0.9% |
| Admin fee / account holder | $1,450 | $11,566-87.5% | $10,005-85.5% | $11,427-87.3% |