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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,227 | $90,617-98.6% | $79,476-98.5% | $135,382-99.1% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -6.64% | 977.57%-984.2pp | 718.21%-724.8pp | 519.77%-526.4pp |
| Employer contribution / active EE | $491 | $3,068-84.0% | $2,800-82.5% | $4,779-89.7% |
| Participant deferral / active EE | $820 | $4,050-79.8% | $3,704-77.9% | $5,609-85.4% |
| Admin fee / account holder | $1,059 | $5,907-82.1% | $5,113-79.3% | $10,829-90.2% |