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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,115 | $102,938-15.4% | $94,105-7.4% | $138,895-37.3% |
| Participation rate | 81.8% | 74.6%+7.2pp | 71.9%+9.9pp | 79.9%+1.9pp |
| Annual return | 20.38% | 250.28%-229.9pp | 204.55%-184.2pp | 145.39%-125.0pp |
| Employer contribution / active EE | $0 | $2,732-100.0% | $2,504-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $12,367 | $4,196+194.7% | $3,881+218.7% | $6,396+93.4% |
| Admin fee / account holder | $326 | $6,600-95.1% | $6,199-94.7% | $12,562-97.4% |