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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,494 | $165,361+53.9% | $149,715+70.0% | $158,950+60.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.76% | 348.24%-340.5pp | 276.66%-268.9pp | 302.91%-295.2pp |
| Employer contribution / active EE | $2,807 | $5,103-45.0% | $4,645-39.6% | $4,762-41.1% |
| Participant deferral / active EE | $14,440 | $7,182+101.1% | $6,842+111.0% | $5,983+141.4% |
| Admin fee / account holder | $2,539 | $10,808-76.5% | $9,310-72.7% | $11,248-77.4% |