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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,138 | $121,677-67.0% | $104,625-61.6% | $158,966-74.8% |
| Participation rate | 60.0% | 77.5%-17.5pp | 74.1%-14.1pp | 82.0%-22.0pp |
| Annual return | 21.51% | 465.58%-444.1pp | 340.60%-319.1pp | 302.95%-281.4pp |
| Employer contribution / active EE | $1,353 | $3,165-57.3% | $2,681-49.5% | $4,762-71.6% |
| Participant deferral / active EE | $6,100 | $4,175+46.1% | $3,738+63.2% | $5,983+2.0% |
| Admin fee / account holder | $89 | $7,777-98.9% | $6,465-98.6% | $11,250-99.2% |