Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,676 | $73,955-38.2% | $96,520-52.7% | $75,181-39.2% |
| Participation rate | 27.3% | 66.4%-39.2pp | 74.3%-47.1pp | 67.2%-39.9pp |
| Annual return | 17.48% | 26.72%-9.2pp | 35.72%-18.2pp | 160.69%-143.2pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,739-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,782 | $3,659-51.3% | $4,879-63.5% | $4,126-56.8% |
| Admin fee / account holder | $1,360 | $5,217-73.9% | $6,733-79.8% | $5,650-75.9% |