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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,481 | $112,915-76.5% | $90,965-70.9% | $158,950-83.3% |
| Participation rate | 86.7% | 74.7%+11.9pp | 69.0%+17.7pp | 82.0%+4.7pp |
| Annual return | 18.37% | 215.75%-197.4pp | 134.57%-116.2pp | 302.91%-284.5pp |
| Employer contribution / active EE | $1,463 | $2,894-49.5% | $2,122-31.1% | $4,762-69.3% |
| Participant deferral / active EE | $2,417 | $4,128-41.4% | $3,373-28.3% | $5,983-59.6% |
| Admin fee / account holder | $359 | $8,044-95.5% | $5,960-94.0% | $11,248-96.8% |