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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,472 | $185,856-74.5% | $170,028-72.1% | $139,456-66.0% |
| Participation rate | 69.2% | 87.8%-18.5pp | 87.0%-17.8pp | 80.3%-11.1pp |
| Annual return | 21.61% | 60.52%-38.9pp | 53.39%-31.8pp | 373.45%-351.8pp |
| Employer contribution / active EE | $3,066 | $7,593-59.6% | $6,788-54.8% | $4,753-35.5% |
| Participant deferral / active EE | $8,541 | $11,623-26.5% | $10,409-17.9% | $6,711+27.3% |
| Admin fee / account holder | $7,483 | $15,387-51.4% | $12,820-41.6% | $11,407-34.4% |