Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,179 | $209,425-87.0% | $178,499-84.8% | $158,966-82.9% |
| Participation rate | 27.3% | 86.4%-59.1pp | 81.9%-54.7pp | 82.0%-54.7pp |
| Annual return | 14.62% | 188.80%-174.2pp | 151.10%-136.5pp | 302.95%-288.3pp |
| Employer contribution / active EE | $477 | $5,707-91.6% | $5,011-90.5% | $4,762-90.0% |
| Participant deferral / active EE | $4,450 | $5,955-25.3% | $5,202-14.5% | $5,983-25.6% |
| Admin fee / account holder | $1,145 | $17,078-93.3% | $13,986-91.8% | $11,250-89.8% |