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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,728 | $124,330-46.3% | $109,173-38.9% | $167,536-60.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 83.78% | 26.04%+57.7pp | 25.75%+58.0pp | 478.82%-395.0pp |
| Employer contribution / active EE | $11,257 | $4,209+167.4% | $3,723+202.4% | $4,839+132.6% |
| Participant deferral / active EE | $9,501 | $5,256+80.8% | $4,654+104.2% | $6,342+49.8% |
| Admin fee / account holder | $1,042 | $7,974-86.9% | $6,755-84.6% | $12,315-91.5% |