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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,529 | $115,814-71.9% | $101,275-67.9% | $158,982-79.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.21% | 56.16%-39.9pp | 46.48%-30.3pp | 302.99%-286.8pp |
| Employer contribution / active EE | $9,977 | $4,176+138.9% | $3,660+172.6% | $4,763+109.5% |
| Participant deferral / active EE | $6,568 | $4,958+32.5% | $4,371+50.3% | $5,983+9.8% |
| Admin fee / account holder | $1,088 | $7,249-85.0% | $5,948-81.7% | $11,252-90.3% |