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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,308 | $85,024-35.0% | $70,544-21.6% | $139,466-60.3% |
| Participation rate | 26.7% | 73.9%-47.2pp | 68.4%-41.7pp | 80.3%-53.7pp |
| Annual return | 15.62% | 30.39%-14.8pp | 32.79%-17.2pp | 373.66%-358.0pp |
| Employer contribution / active EE | $716 | $3,912-81.7% | $2,976-75.9% | $4,754-84.9% |
| Participant deferral / active EE | $2,301 | $5,891-60.9% | $4,568-49.6% | $6,712-65.7% |
| Admin fee / account holder | $930 | $8,928-89.6% | $6,427-85.5% | $11,409-91.8% |