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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,681 | $85,790-60.7% | $67,313-50.0% | $135,380-75.1% |
| Participation rate | 25.0% | 76.5%-51.5pp | 69.1%-44.1pp | 82.6%-57.6pp |
| Annual return | -9.11% | -0.54%-8.6pp | -4.08%-5.0pp | 519.81%-528.9pp |
| Employer contribution / active EE | $778 | $3,487-77.7% | $2,566-69.7% | $4,779-83.7% |
| Participant deferral / active EE | $2,528 | $4,651-45.6% | $3,568-29.2% | $5,609-54.9% |
| Admin fee / account holder | $659 | $6,392-89.7% | $4,507-85.4% | $10,828-93.9% |