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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,645 | $167,362-92.4% | $143,799-91.2% | $134,532-90.6% |
| Participation rate | 72.7% | 84.8%-12.1pp | 80.3%-7.6pp | 81.2%-8.5pp |
| Annual return | -6.91% | 0.47%-7.4pp | -0.04%-6.9pp | 418.27%-425.2pp |
| Employer contribution / active EE | $2,261 | $5,620-59.8% | $4,952-54.3% | $4,741-52.3% |
| Participant deferral / active EE | $6,464 | $6,447+0.3% | $5,638+14.6% | $6,401+1.0% |
| Admin fee / account holder | $7,785 | $18,094-57.0% | $14,677-47.0% | $11,429-31.9% |