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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,492 | $106,267-61.0% | $96,520-57.0% | $139,456-70.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.91% | 38.45%-28.5pp | 35.72%-25.8pp | 373.45%-363.5pp |
| Employer contribution / active EE | $6,145 | $4,105+49.7% | $3,739+64.4% | $4,753+29.3% |
| Participant deferral / active EE | $47 | $5,454-99.1% | $4,879-99.0% | $6,711-99.3% |
| Admin fee / account holder | $22,127 | $7,882+180.7% | $6,733+228.6% | $11,407+94.0% |