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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,229 | $106,267-86.6% | $96,520-85.3% | $139,456-89.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 26.98% | 38.45%-11.5pp | 35.72%-8.7pp | 373.45%-346.5pp |
| Employer contribution / active EE | $1,673 | $4,105-59.3% | $3,739-55.3% | $4,753-64.8% |
| Participant deferral / active EE | $8,077 | $5,454+48.1% | $4,879+65.6% | $6,711+20.3% |
| Admin fee / account holder | $672 | $7,882-91.5% | $6,733-90.0% | $11,407-94.1% |