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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,789 | $154,228-59.9% | $145,433-57.5% | $137,256-55.0% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.3pp | 80.0%+14.5pp |
| Annual return | 16.74% | 74.59%-57.8pp | 66.58%-49.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $4,059 | $4,804-15.5% | $4,554-10.9% | $4,156-2.3% |
| Participant deferral / active EE | $9,482 | $8,216+15.4% | $7,897+20.1% | $6,407+48.0% |
| Admin fee / account holder | $5,112 | $14,344-64.4% | $13,129-61.1% | $12,270-58.3% |