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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,609 | $112,935-64.0% | $90,970-55.4% | $158,966-74.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 25.68% | 215.79%-190.1pp | 134.58%-108.9pp | 302.95%-277.3pp |
| Employer contribution / active EE | $3,226 | $2,895+11.5% | $2,122+52.0% | $4,762-32.3% |
| Participant deferral / active EE | $4,047 | $4,129-2.0% | $3,373+20.0% | $5,983-32.4% |
| Admin fee / account holder | $374 | $8,045-95.4% | $5,960-93.7% | $11,250-96.7% |