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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,989 | $167,352-77.9% | $143,788-74.3% | $134,509-72.5% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -21.51% | 0.47%-22.0pp | -0.03%-21.5pp | 418.13%-439.6pp |
| Employer contribution / active EE | $2,013 | $5,620-64.2% | $4,952-59.4% | $4,741-57.5% |
| Participant deferral / active EE | $6,731 | $6,447+4.4% | $5,638+19.4% | $6,400+5.2% |
| Admin fee / account holder | $515 | $18,091-97.2% | $14,675-96.5% | $11,427-95.5% |