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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,183 | $111,785-50.6% | $93,669-41.1% | $145,877-62.2% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 12.71% | 203.79%-191.1pp | 133.59%-120.9pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,391 | $3,096-55.1% | $2,424-42.6% | $4,663-70.2% |
| Participant deferral / active EE | $9,343 | $4,919+90.0% | $4,416+111.6% | $6,691+39.6% |
| Admin fee / account holder | $381 | $10,256-96.3% | $8,291-95.4% | $13,402-97.2% |