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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,414 | $112,933-88.1% | $90,970-85.3% | $158,982-91.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 18.31% | 215.82%-197.5pp | 134.60%-116.3pp | 302.99%-284.7pp |
| Employer contribution / active EE | $1,424 | $2,893-50.8% | $2,122-32.9% | $4,763-70.1% |
| Participant deferral / active EE | $3,876 | $4,128-6.1% | $3,373+14.9% | $5,983-35.2% |
| Admin fee / account holder | $848 | $8,047-89.5% | $5,961-85.8% | $11,252-92.5% |