Retirement plan

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN

Name: IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. - IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN (2019) Form 5500
Creator: IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN, IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP.

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP.EIN 47-1081191Plan #001PY 2019

1434 IRVING STREET - SAN FRANCISCO, CA 94122415-664-0191

Prospect flagsHigh feesLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$302K

+67.1% from 2018

Total participants

+66.7% from 2018

Average account balance

$18,877

+14.9% from 2018

Annual return

15.95%

+31.06 pp from 2018

Benchmarks

See 104,307 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort104,307 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$711K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7052

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$5K

$352 / participant

Other / not subdivided$5K100.0%

% of EOY assets

1.749%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,877

$202,342-90.7%

$172,752-89.1%

$152,897-87.7%

Participation rate

73.3%

87.1%-13.7pp

82.6%-9.3pp

82.5%-9.1pp

Annual return

15.95%

1029.83%-1013.9pp

802.97%-787.0pp

345.43%-329.5pp

Employer contribution / active EE

$1,969

$5,858-66.4%

$5,144-61.7%

$4,764-58.7%

Participant deferral / active EE

$4,260

$5,948-28.4%

$5,198-18.0%

$5,851-27.2%

Admin fee / account holder

$330

$17,111-98.1%

$13,955-97.6%

$11,599-97.2%

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion