Retirement plan

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN

Name: IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. - IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN (2018) Form 5500
Creator: IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN, IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP.

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP.EIN 47-1081191Plan #001PY 2018

1434 IRVING STREET - SAN FRANCISCO, CA 94122415-664-0191

Prospect flagsLow returnsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$181K

+40.8% from 2017

Total participants

-7.7% from 2017

Average account balance

$16,435

+28.0% from 2017

Annual return

-15.12%

-28.87 pp from 2017

Benchmarks

See 105,561 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort105,561 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$711K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7052

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$8K

$761 / participant

Other / not subdivided$8K100.0%

% of EOY assets

4.208%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,435

$180,462-90.9%

$154,111-89.3%

$135,379-87.9%

Participation rate

90.0%

87.4%+2.6pp

83.0%+7.0pp

82.6%+7.4pp

Annual return

-15.12%

888.17%-903.3pp

735.18%-750.3pp

519.79%-534.9pp

Employer contribution / active EE

$1,792

$6,036-70.3%

$5,298-66.2%

$4,779-62.5%

Participant deferral / active EE

$5,765

$5,806-0.7%

$5,081+13.5%

$5,609+2.8%

Admin fee / account holder

$692

$16,145-95.7%

$13,411-94.8%

$10,828-93.6%

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

IRVING PET HOSPITAL OF SAN FRANCISCO, A VETERINARY CORP. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion