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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,589 | $162,812-78.1% | $133,971-73.4% | $158,966-77.6% |
| Participation rate | 62.5% | 83.2%-20.7pp | 79.8%-17.3pp | 82.0%-19.5pp |
| Annual return | 30.31% | 41.94%-11.6pp | 45.09%-14.8pp | 302.95%-272.6pp |
| Employer contribution / active EE | $1,302 | $4,976-73.8% | $3,919-66.8% | $4,762-72.7% |
| Participant deferral / active EE | $3,193 | $5,910-46.0% | $5,047-36.7% | $5,983-46.6% |
| Admin fee / account holder | $5 | $11,741-100.0% | $8,929-99.9% | $11,250-100.0% |