Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,464 | $65,041-74.7% | $90,965-81.9% | $79,858-79.4% |
| Participation rate | 36.1% | 61.6%-25.5pp | 69.0%-32.9pp | 69.6%-33.5pp |
| Annual return | 25.98% | 30.45%-4.5pp | 134.57%-108.6pp | 31.72%-5.7pp |
| Employer contribution / active EE | $2,355 | $1,247+88.8% | $2,122+11.0% | $2,471-4.7% |
| Participant deferral / active EE | $2,264 | $2,512-9.9% | $3,373-32.9% | $3,740-39.5% |
| Admin fee / account holder | $3,631 | $4,536-19.9% | $5,960-39.1% | $5,306-31.6% |