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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,881 | $42,909-67.6% | $60,906-77.2% | $68,486-79.7% |
| Participation rate | 21.1% | 66.8%-45.7pp | 73.1%-52.0pp | 67.9%-46.8pp |
| Annual return | 28.23% | -13.99%+42.2pp | 16.94%+11.3pp | -7.85%+36.1pp |
| Employer contribution / active EE | $671 | $1,979-66.1% | $2,703-75.2% | $2,597-74.2% |
| Participant deferral / active EE | $1,801 | $2,866-37.2% | $3,814-52.8% | $4,028-55.3% |
| Admin fee / account holder | $278 | $3,104-91.0% | $3,227-91.4% | $5,404-94.8% |