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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,810 | $162,529-45.4% | $130,788-32.1% | $154,746-42.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 18.75% | 510.48%-491.7pp | 386.44%-367.7pp | 172.34%-153.6pp |
| Employer contribution / active EE | $1,498 | $4,447-66.3% | $3,558-57.9% | $4,379-65.8% |
| Participant deferral / active EE | $2,672 | $4,808-44.4% | $4,137-35.4% | $6,730-60.3% |
| Admin fee / account holder | $458 | $7,669-94.0% | $6,673-93.1% | $14,365-96.8% |