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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,810 | $234,190-62.1% | $180,320-50.7% | $198,609-55.3% |
| Participation rate | 50.0% | 77.1%-27.1pp | 71.5%-21.5pp | 82.4%-32.4pp |
| Annual return | 18.75% | 1057.44%-1038.7pp | 778.54%-759.8pp | 202.70%-183.9pp |
| Employer contribution / active EE | $1,498 | $5,258-71.5% | $4,108-63.5% | $5,055-70.4% |
| Participant deferral / active EE | $2,672 | $4,988-46.4% | $4,304-37.9% | $6,977-61.7% |
| Admin fee / account holder | $458 | $12,558-96.4% | $10,000-95.4% | $19,030-97.6% |