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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,810 | $149,040-40.4% | $120,225-26.1% | $137,256-35.3% |
| Participation rate | 50.0% | 75.4%-25.4pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 18.75% | 605.68%-586.9pp | 439.23%-420.5pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,498 | $4,350-65.6% | $3,475-56.9% | $4,156-64.0% |
| Participant deferral / active EE | $2,672 | $4,655-42.6% | $3,999-33.2% | $6,407-58.3% |
| Admin fee / account holder | $458 | $6,348-92.8% | $5,696-92.0% | $12,270-96.3% |