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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $713,277 | $212,386+235.8% | $199,883+256.8% | $138,895+413.5% |
| Participation rate | 75.0% | 87.4%-12.4pp | 86.8%-11.8pp | 79.9%-4.9pp |
| Annual return | 11.00% | 47.75%-36.7pp | 43.81%-32.8pp | 145.39%-134.4pp |
| Employer contribution / active EE | $22,685 | $6,625+242.4% | $6,261+262.3% | $4,194+440.9% |
| Participant deferral / active EE | $5,875 | $9,617-38.9% | $9,138-35.7% | $6,396-8.1% |
| Admin fee / account holder | $717 | $18,233-96.1% | $17,268-95.8% | $12,562-94.3% |