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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,920 | $81,749-89.1% | $58,544-84.8% | $139,456-93.6% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 16.82% | 7425.45%-7408.6pp | 4249.56%-4232.7pp | 373.45%-356.6pp |
| Employer contribution / active EE | $386 | $1,398-72.4% | $1,053-63.4% | $4,753-91.9% |
| Participant deferral / active EE | $2,866 | $2,555+12.2% | $1,923+49.1% | $6,711-57.3% |
| Admin fee / account holder | $688 | $3,272-79.0% | $2,520-72.7% | $11,407-94.0% |