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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,902 | $174,379-32.4% | $152,093-22.5% | $138,895-15.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.73% | 74.86%-57.1pp | 66.36%-48.6pp | 145.39%-127.7pp |
| Employer contribution / active EE | $10,375 | $4,652+123.0% | $4,175+148.5% | $4,194+147.4% |
| Participant deferral / active EE | $8,096 | $6,159+31.4% | $5,451+48.5% | $6,396+26.6% |
| Admin fee / account holder | $4,364 | $16,880-74.1% | $14,497-69.9% | $12,562-65.3% |