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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,991 | $148,623+17.7% | $135,974+28.7% | $139,466+25.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.62% | 79.30%-66.7pp | 68.30%-55.7pp | 373.66%-361.0pp |
| Employer contribution / active EE | $11,401 | $5,246+117.3% | $4,859+134.6% | $4,754+139.8% |
| Participant deferral / active EE | $12,570 | $8,103+55.1% | $7,760+62.0% | $6,712+87.3% |
| Admin fee / account holder | $7,918 | $12,406-36.2% | $10,767-26.5% | $11,409-30.6% |