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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,971 | $138,102-3.7% | $125,381+6.1% | $134,532-1.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.23% | 750.73%-768.0pp | 572.31%-589.5pp | 418.27%-435.5pp |
| Employer contribution / active EE | $12,281 | $5,245+134.1% | $4,815+155.0% | $4,741+159.0% |
| Participant deferral / active EE | $10,856 | $7,801+39.2% | $7,448+45.8% | $6,401+69.6% |
| Admin fee / account holder | $1,962 | $11,568-83.0% | $10,007-80.4% | $11,429-82.8% |