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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,206 | $77,472-2.9% | $100,415-25.1% | $80,959-7.1% |
| Participation rate | 64.0% | 76.9%-12.9pp | 81.5%-17.5pp | 67.7%-3.7pp |
| Annual return | 16.05% | 37.26%-21.2pp | 49.47%-33.4pp | 35.67%-19.6pp |
| Employer contribution / active EE | $1,866 | $2,800-33.4% | $3,943-52.7% | $2,757-32.3% |
| Participant deferral / active EE | $11,447 | $6,818+67.9% | $8,091+41.5% | $4,300+166.2% |
| Admin fee / account holder | $15,410 | $5,885+161.9% | $7,906+94.9% | $6,925+122.5% |