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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,218 | $77,358+28.3% | $102,184-2.9% | $87,485+13.4% |
| Participation rate | 64.0% | 78.7%-14.7pp | 82.6%-18.6pp | 68.9%-4.9pp |
| Annual return | 17.83% | 41.11%-23.3pp | 31.58%-13.7pp | 26.06%-8.2pp |
| Employer contribution / active EE | $1,528 | $2,562-40.3% | $3,594-57.5% | $2,596-41.1% |
| Participant deferral / active EE | $10,496 | $6,753+55.4% | $8,309+26.3% | $4,274+145.6% |
| Admin fee / account holder | $164 | $6,809-97.6% | $11,609-98.6% | $7,775-97.9% |