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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,689 | $202,345-88.8% | $172,755-86.9% | $152,885-85.2% |
| Participation rate | 69.2% | 87.1%-17.8pp | 82.6%-13.4pp | 82.5%-13.2pp |
| Annual return | 31.15% | 1029.77%-998.6pp | 802.94%-771.8pp | 345.39%-314.2pp |
| Employer contribution / active EE | $281 | $5,858-95.2% | $5,144-94.5% | $4,763-94.1% |
| Participant deferral / active EE | $7,144 | $5,948+20.1% | $5,198+37.4% | $5,851+22.1% |
| Admin fee / account holder | $175 | $17,111-99.0% | $13,955-98.7% | $11,598-98.5% |