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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,581 | $75,541-56.9% | $152,093-78.6% | $82,637-60.6% |
| Participation rate | 57.1% | 66.5%-9.4pp | 77.8%-20.6pp | 68.1%-10.9pp |
| Annual return | 21.73% | 32.56%-10.8pp | 66.36%-44.6pp | 53.51%-31.8pp |
| Employer contribution / active EE | $1,241 | $2,622-52.7% | $4,175-70.3% | $2,552-51.4% |
| Participant deferral / active EE | $3,627 | $3,206+13.1% | $5,451-33.5% | $4,126-12.1% |
| Admin fee / account holder | $315 | $6,405-95.1% | $14,497-97.8% | $7,339-95.7% |