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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,696 | $69,383-83.1% | $101,275-88.5% | $73,497-84.1% |
| Participation rate | 100.0% | 68.4%+31.6pp | 75.8%+24.2pp | 70.7%+29.3pp |
| Annual return | 17.42% | 18.46%-1.0pp | 46.48%-29.1pp | 28.51%-11.1pp |
| Employer contribution / active EE | $3,890 | $2,628+48.0% | $3,660+6.3% | $2,270+71.3% |
| Participant deferral / active EE | $114 | $3,301-96.6% | $4,371-97.4% | $3,740-97.0% |
| Admin fee / account holder | $0 | $704-100.0% | $5,948-100.0% | $513-100.0% |