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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,234 | $96,643-96.7% | $86,617-96.3% | $139,456-97.7% |
| Participation rate | 77.8% | 74.4%+3.4pp | 71.7%+6.1pp | 80.3%-2.5pp |
| Annual return | 21.95% | 106.57%-84.6pp | 591.91%-570.0pp | 373.45%-351.5pp |
| Employer contribution / active EE | $1,550 | $3,264-52.5% | $3,023-48.7% | $4,753-67.4% |
| Participant deferral / active EE | $1,847 | $4,835-61.8% | $4,437-58.4% | $6,711-72.5% |
| Admin fee / account holder | $1,097 | $6,406-82.9% | $5,613-80.4% | $11,407-90.4% |