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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,234 | $96,678-96.7% | $86,640-96.3% | $139,466-97.7% |
| Participation rate | 77.8% | 74.4%+3.4pp | 71.7%+6.1pp | 80.3%-2.6pp |
| Annual return | 21.95% | 106.69%-84.7pp | 592.52%-570.6pp | 373.66%-351.7pp |
| Employer contribution / active EE | $1,550 | $3,265-52.5% | $3,024-48.7% | $4,754-67.4% |
| Participant deferral / active EE | $1,847 | $4,837-61.8% | $4,438-58.4% | $6,712-72.5% |
| Admin fee / account holder | $1,097 | $6,410-82.9% | $5,616-80.5% | $11,409-90.4% |